Personal Checking and Money Market

Account Name
Minimum to Open
Minimum Balance
Monthly Fee         
Pays Interest
Account Benefits
Your Choice Checking
$25
$0
$8
Yes
  • Free online banking & bill pay
  • Free mobile banking
  • Free FLNB Debit MasterCard
  • Free My Mobile Money app
  • BaZing rewards
  • $750 overdraft privilege*
Free & EZ Checking
$25
$0
$0
No
  • Free online banking & mobile banking
  • Requires e-statement; paper statements may be requested for $3/mo
  • Free My Mobile Money app
  • Add-on: FLNB Debit MasterCard, $1/mo
  • Add-on: Online bill pay, $4.95/mo
  • $750 overdraft privilege*
Your Opportunity Checking
$25
$0
$9.95
No
  • Requires e-statement; paper statements may be requested for $3/mo
  • Free online banking & mobile banking
  • Free My Mobile Money app
  • No overdraft privilege available
  • Add-on: FLNB Debit MasterCard, $1/mo
NOW Checking
$1500
$0
under 
$2500: $15
$2500+: $0
Yes
  • Free online banking & bill pay
  • Free mobile banking
  • Free My Mobile Money app
  • Must maintain daily balance of $1,500 or more to receive accrued interest
  • Add-on: FLNB Debit MasterCard, $1/mo
  • $750 overdraft privilege*
Campus Checking
$25
$0
$0
No
  • Free online banking & mobile banking
  • Add-on: Student FLNB Debit MasterCard, $1/mo
  • Free My Mobile Money app
  • E-statements required
  • $300 overdraft privilege*
  • 2 ATM fees waived per month
  • 1st overdraft fee refunded per month**
  • At age 24, the account converts to Free & EZ Checking
Money Market Plus
$2500
$0
under
$2500: $15
$2500+: $0
Yes; tiered rates
  • Free online banking & mobile banking
  • $750 overdraft protection*

* Some restrictions apply. Your account has been open for at least thirty (30) days, and thereafter you maintain your account in good standing, which includes at least:

  1. Bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours
  2. Not being in default on any loan or other obligation to First Liberty National Bank
  3. Not being subject to any legal or administrative order or levy

We offer other overdraft protection plans that may be less expensive than our standard overdraft protection plan, such as:

  1.  A link to another FLNB deposit account that you own
  2. An overdraft line of credit (subject to approval)

** You must contact the bank for the refund.