Our History

Our Mission

Our mission is to provide superior sources of financial solutions. What does this mean for you? It means that we want to be the trusted partner you turn to for all your financial needs. Whether you need an everyday checking account, a mortgage for your new home, a robust mobile app for banking on the go, or access to investment and insurance services, we're here for you. 

Our core values are timeless and fundamental to how we do business. They are:

  • Trust
  • Integrity
  • Courtesy
  • Commitment

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Across the Years

First Liberty National Bank has been a part of Liberty and the surrounding communities since 1913. The bank was founded by Bert G. Riviere. It is said that he had a bad banking experience and stated, "I can do it better." With a $10,000 capital investment, he opened the doors of a new bank named Liberty State Bank at 404 Main Street on June 13, 1913. Today, FLNB has grown to five locations in Liberty, Dayton, Hardin, Huffman, and China, in addition to an Insurance Agency and Investment Services. 

FLNB historic building
FLNB historic lobby and teller line

These historic pictures of First Liberty National Bank are from the collection of Mary Louise (Riviere) Greak.      Copyrights retained.

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Key Moments in FLNB's History


1925 — FLNB changed its name to The First Liberty National Bank.

1932 — FLNB moved into a new building at the corner of Main St. & Sam Houston Ave.

1950's — FLNB expanded its services to include savings accounts and certificates of deposit.

1961 — FLNB moved into its current building. For the first time, the new building also provided drive-thru windows for customer convenience.

1960s — FLNB was the first bank to offer trust services in Liberty County.

1970s — FLNB  expanded its services to include residential mortgages and long-term home loans.

Late 1970s — FLNB added its walk-up ATM at 308 Travis Street.

1980s — FLNB added telephone banking for 24-hour access to account information. 

1996 — FLNB added investment services giving an opportunity to handle trades in stocks, bonds and mutual funds.

1998 — FLNB opened its second location at 109 East US Hwy 90 in Dayton.

1999 — FLNB added Visa Debit Cards as one of its many products.

2000 — FLNB purchased Locke Insurance Agency and changed the name to FLNB Insurance Agency.

2001 — FLNB introduced online banking, bringing 24-hour electronic banking to customers.

2002 — FLNB opened its first off-site ATM located at 2219 N. Main @ Jefferson Dr. in Liberty.

2005 — FLNB opened its second off-site ATM location at 11030 Hwy 146 North in Hardin.

2014 — FLNB launched its mobile banking app.

2017 — FLNB opened its third location at 11030 Hwy 146 North in Hardin.

2017 — FLNB opened its fourth location at 24900 FM 2100 in Huffman.

2018 — FLNB introduced its first ITM (Interactive Teller Machine), on the forefront in banking technology.

2019 — FLNB opened its fifth location at 15113 Highway 90, Beaumont (China).