You choose to bank with us, why not carry our card? Stop by the bank today and pick up an application from any one of our bank representatives. 5.9% Introductory Rate for Six Months.

Cardholder Benefits:

• 24 X 7 Customer Service
• No annual fee except for Flex Miles cards which is:
• $35 for Consumer
• $79 for Business
• Variety of Visa card designs including Classic, Platinum and Business
• Worldwide cash advance access including all Cirrus ATM's except on Business accounts
• Credit Card convenience checks except on Business accounts
• Cardholder Enhancement Package includes:
• Credit card protection service
• Change of address service
• 24 hour travel reservation service
• Common carrier insurance coverage
• Lost luggage insurance coverage
• Emergency services: airline ticket replacement, cash service and Message service
• Account Access via the Internet - Cardholders have an option to access their account through the Internet by accessing the Card Services Website link ( www.cardaccount.net ). This link will allow the Cardholder to obtain up to the minute credit card balances, available Credit, review their most recent account activity since their last statement, view/print their last four account statements and make a payment to their account at no charge.

FLNB Investment Services - Securities and insurance products provided by PrimeVest Financial Services, Inc. Primevest Financial Services, Inc. is an independent, registered broker-dealer. Member SIPC / FINRA. Securities and insurance products offered by PrimeVest: * Not FDIC insured * May go down in value * Not financial institution guaranteed * Not a deposit * Not insured by any federal government agency.

*Insurance products or annuities are offered through FLNB Insurance Agency, Inc. The insurance product or annuity is not a deposit or other obligation of, or guarantee by, First Liberty National Bank or FLNB Insurance Agency, Inc. The insurance product or annuity is not insured by the Federal Deposit Insurance Corporation (FDIC), any other agency of the United States, First Liberty National Bank, or FLNB Insurance Agency, Inc. In the case of an insurance product or annuity that involves an investment risk, there is investment risk associated with the product, including the possible loss of value.