Insurance Services

First Liberty National Bank through its subsidiary, FLNB Insurance Agency, Inc., offers a variety of insurance products to its list of many financial services. FLNB Insurance Agency has three locations for your convenience. And now we have joined the Trusted Choice of agencies. As a Trusted Choice agency, we are dedicated to you and are committed to treat you as a person, not a policy.

Main Office		Liberty Financial Center		Dayton Financial Center
311 Travis St.		1900 Sam Houston Ave		109 East Hwy 90
Liberty, TX		Liberty, TX		Dayton, TX

Home Insurance - Do you have the right coverage on your home? Too many times when a claim is made, the homeowner finds out that they did not have the proper coverage. Let us review your home coverage.

Auto Insurance - Texas law requires certain liability coverage. Your lender requires certain coverage. You may want some special coverage. Let us review your auto policy. We can offer you different services, which might save you money.

Life Insurance - Does your family have the protection they need if something happens to you? Let us evaluate your financial position and your present life insurance coverage. We can suggest different alternatives to meet your financial objectives.

Commercial Insurance - Does your business have the necessary coverage? We can review your business coverage. We will develop an insurance program to meet your business needs.

Health Insurance - Does your business provide health insurance coverage? Is the cost of your plan increasing each year? Let us help you develop a health insurance program that protects your employees and families and helps you provide a great benefit to your employees.


FLNB Insurance Agency represents the following insurance companies:

• Trinity Universal Insurance Company
• Progressive Insurance Company
• Foremost Insurance Company
• Travelers Insurance Company
• The Hartford
• Mercury Insurance Company
• Republic Farm & Ranch

FLNB Insurance Agency will help you meet your insurance needs and help you save money.

Call any of our team of insurance professionals. They will be happy to visit with you.
936-336-3641 or toll free at 800-553-5243


Ronnie Locke is the Managing Agent. Ronnie grew up in Liberty. He graduated from Liberty High School in 1978. He attended Sam Houston State University. Ronnie started working in his father's insurance agency in 1980 and has been actively involved in the business since that time. Ronnie has over 30 years of insurance experience. He can be reached at 936-334-3175.


Verna Laird is the Personal Lines ACSR. She is from the Dayton area. Verna has been in the insurance field since 1974. In 1985, she received her solicitor's license in property and casualty insurance. In 1990, she received her Personal Lines ACSR designation from IIAT. You can call Verna's direct line at 936-334-3176.


Lisa Heim is both a Commercial Lines and Personal Lines ACSR. She began her insurance career in 1994. Lisa is our representative in the Liberty Financial Center and can be reached at 936-334-3198.


Elizabeth Prater began her insurance career in 2003 and is currently attending courses to obtain her Commercial Lines ACSR designation. Liz assists Ronnie on all the business accounts. You can call Liz at 936-334-3177.


Paula Campbell joined the agency team in September 2007. She is both a Commercial Lines and Personal Lines Accredited Customer Service Representative with over 25 years of insurance experience. Paula is our agency representative in the Dayton Financial Center. Call her for all your insurance needs at 936-334-3152.