Money Market Plus Account

MONEY MARKET DEPOSIT PLUS ACCOUNT
- Allows you to earn a higher interest based on the amount of money you maintain in your account. If your daily balance is under $10,000, the interest rate paid on the entire balance is our posted rate. If your daily balance is $10,000 to $49,999.99, the interest rate paid on the entire balance is our posted rate plus .50%. If your daily balance is $50,000 to $94,999.99, the interest rate paid on the entire balance is our posted rate plus 1.00%. If your daily balance is $95,000.00 or more, the interest rate paid on the entire balance is our posted rate plus 1.50%. We require a minimum opening balance of $100.00. If you maintain an average daily balance of $2,500 or more, we do not charge a monthly activity service charge. If your average daily balance drops below $2,500.00, our monthly activity service charge is $12.00. Each debit over the six allowed is a fee of $10.00 each.

INTEREST RATES
- Deposit interest rates are established weekly based on existing money market rates and local conditions. For our current Certificate rates please view our Interest Rates page, see one of our Bank Representatives or call our First Line at 336-5290. Certificates are opened on a fixed rate basis, your interest rate will remain the same for the term of the certificate, regardless if the interest rate changes during the time that you have your certificate open.

CASH MANAGEMENT
- To help you save on a monthly basis, we can set up an auto transfer from your checking account to your savings account. You tell us how much and we do the rest.

FLNB OVERDRAFT PROTECTION
- If the balance in your checking account is not sufficient to pay a check, money can be transferred from your savings account or your money market account to prevent an overdraft and the related service charge. The cost of this service is $2.00 per daily transfer.